input { font: 11px Arial, Sans-Serif; color: #08090D; }
textarea { font: 11px Arial, Sans-Serif; color: #08090D; }

hr { border: 1px dotted #414240; height: 0px; padding: 0px; color: #414240; background-color: #08090D; }

td { font: 12px Verdana, Arial, Sans-Serif; line-height: 18px; color: #D9D9D9; }

p { font: 11px Verdana, Arial, Sans-Serif; line-height: 14px; color: #D9D9D9; }

a { color: #FFFFFF; text-decoration: underline; }
a:hover { color: #FFFFFF; text-decoration: none; }
a:active { color: #FEDB00; text-decoration: none; }

.h15 { font: 15px Arial, Sans-Serif; text-transform: uppercase; color: #FEDB00; padding-bottom: 5px; font-weight:bold; }

.h12 { font: 12px Arial, Sans-Serif; text-transform: uppercase; color: #FEDB00; padding-bottom: 3px; }
.h12 b { font: 12px Arial, Sans-Serif; text-transform: uppercase; font-weight: bold; color: #08090D; padding-bottom: 3px; }

.h11 { font: 11px Arial, Sans-Serif; line-height: 12px; color: #08090D; padding-top: 1px }

.quote { font: 14px Arial, Sans-Serif; text-transform: uppercase; color: #BDBDBD; padding: 5px 15px 5px 15px; }

.newsItem { font: 11px Arial, Sans-Serif; line-height: 14px; color: #BDBDBD; padding: 5px 5px 0px 5px; }

.subNav { font: 12px Arial, Sans-Serif; line-height: 14px; color: #BDBDBD; padding: 5px 15px 5px 15px; }
.subNav a { color: #FFFFFF; text-decoration: none; }
.subNav a:hover { color: #FFFFFF; text-decoration: underline; }
.subNav a:active { color: #FEDB00; text-decoration: none; }
.subNavON { font: 12px Arial, Sans-Serif; line-height: 14px; color: #FEDB00; padding: 5px 30px 5px 15px; }

.footer { font: 10px Verdana, Arial, Sans-Serif; line-height: 14px; color: #414240; padding-right: 15px; padding-bottom: 10px; }
.footer a { font: 10px Arial, Sans-Serif;color: #000000; text-decoration: none; }
.footer a:hover { color: #000000; text-decoration: underline; }
.footer a:active { color: #FFFFFF; text-decoration: none; }

.pointText { font: 10px Verdana, Arial, Sans-Serif; line-height: 13px; color: #08090D; padding: 5px 20px 10px 5px; }

ul {
	padding-left : 17px;
	padding-right : 5px;
	padding-top : 15px;
	padding-bottom : 15px;
	margin: 0px;
	font : 11px Arial , Sans-Serif;
	line-height : 14px;
	color : #D9D9D9;
	background : transparent;
}

ul li {
	padding-bottom : 5px;
	list-style-image: url(images/arrow.gif);
}


.padBody { padding: 0px 35px 0px 10px; }
.padProcess { padding: 0px 55px 0px 20px; }
.padPoints { padding: 0px 20px 0px 10px; }

.pad20L { padding: 0px 0px 0px 20px; }
.pad15L { padding: 0px 0px 0px 15px; }
.pad10L { padding: 0px 0px 0px 10px; }
.pad5L { padding: 0px 0px 0px 5px; }
.pad1 { padding: 1px 1px 1px 1px; }